Account block

Before you approve a cooperation or a payment, check whether the company has an active or historical account block.

Before you approve a payment — check the bank account.

An active account block is one of the most important signals of a company’s financial risk and illiquidity. Before you start a cooperation, approve a deferred payment, or sign a contract, you need to know whether the company has current or historical problems servicing its obligations.

The “Account block” module gives fast insight into the active and historical account blocks of companies in North Macedonia, with detailed information on the duration of the block, the number of blocks, bank accounts, and the history of financial discipline.

Analyse the company through:

• active account block
• block history
• number of days under block
• current duration of the block
• number of past blocks
• complete history of blocked accounts
• tracking changes and new blocks

A fast check of financial discipline

The “Account block” module enables a fast assessment of the company’s liquidity and financial discipline through official data on blocked bank accounts.

Users see whether the company currently has an active block, how long the block has lasted, and whether it had problems servicing obligations in the past. This information is especially important when choosing a reliable business partner and reducing the risk of non-payment.

Block history and risk signals

Beyond the current state, the module gives a complete view of the company’s historical blocks, including how many times the company was blocked, how many days the blocks lasted, and in which period they occurred.

The block history is an important indicator of financial stability and business reliability, since frequent or long-lasting blocks can point to problems with liquidity and financial management.

Who is the module for?

The module is intended for all companies, banks, financial institutions, sales teams, B2B companies — everyone who wants to reduce the risk in business cooperation.

It is particularly useful for:

• sales on deferred payment
• checking clients and suppliers
• financial risk analysis
• credit and investment decisions
• tracking liquidity and stability

Check before you take on risk

In business, a timely check of financial discipline can prevent serious risks and losses. Information about a blocked account is often the first signal of problems with the company’s liquidity and stability.

Before you decide — check the account block.