Credit report

A detailed credit analysis and the company’s complete financial “blood test”, with all the key indicators in one place.

One company. One report. The complete picture of risk and stability.

Before you make an important business decision, you need to understand the company’s real condition — not through a few numbers, but through a complete analysis of its financial operations, risk, stability, and business connections.

The “Credit report” module is a detailed, comprehensive analysis of the company, based on all the relevant data and analytics available in Biznis Mreza. With a single click you get a structured report showing the company’s complete financial “blood test”.

Analyse the company through:

• detailed credit analysis
• credit rating and points
• financial indicators and metrics
• liquidity and indebtedness
• profitability and efficiency
• revenue, profit, and EBITDA
• financial risk analysis
• history of financial trends
• account blocks and Public Revenue Office debts
• pledges and enforcements
• owners and managers
• related parties and companies
• public procurements and budget transactions
• stability and business reliability analysis
• a complete analytical report on the company

The company’s complete financial “blood test”

The credit report is the most detailed analytical view of a company within Biznis Mreza. The report unifies the financial indicators, risk signals, business connections, and key metrics into a single structured document.

Instead of analysing multiple different sources and reports, you get a centralised, analytically processed assessment of the company, ready for fast, confident business decisions.

Detailed risk and stability analysis

The report enables analysis of the liquidity, indebtedness, profitability, financial efficiency, and the other key indicators that affect the company’s stability.

Beyond the financial indicators, the report also includes information on account blocks, Public Revenue Office debts, pledges, enforcements, ownership structure, and business connections, enabling a deeper risk assessment.

All the Biznis Mreza data in one report

The credit report integrates all the most important information and analytics available in Biznis Mreza — finances, credit rating, account blocks, Public Revenue Office, public procurement, related parties, budget transactions, and historical data.

This gives users a complete analysis of the company without manually searching and combining information from multiple modules and sources.

Who is the module for?

The module is intended for banks, financial institutions, directors, investors, auditors, accounting firms, and companies that make decisions based on detailed financial analysis.

It is particularly useful for:

• credit and investment decisions
• business risk analysis
• checking business partners
• sales on deferred payment
• financial and legal analysis
• assessing company stability

Data gains value when it is analysed

In modern business, access to information is not enough. The real advantage is the ability to connect, analyse, and turn the data into a clear assessment of risk and stability.

Before you decide — request a complete analysis.